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Articles

Utilities seeking financial efficiencies should outsource fund disbursements

June 6, 2019 admin

Traditional power utilities are under mounting financial pressure. Deregulation continues to expand in the US, increasing competition where there once…

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Digital Disbursements Emerge in 2019, Replacing Business Checks

October 19, 2018 admin

After high school, I went to work before going to college. My first full-time job began in 1974 with the…

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Property Tax Payers Deserve Lower Card Payment Fees

June 24, 2018 admin

Property Tax Collectors have little choice but to charge payment fees to taxpayers who pay their tax bill using a…

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The Mobile Payments Revolution is Near

June 19, 2018 admin

People around the world rely on mobile more and more every day. It has changed the way we communicate, interact…

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Utilization of Mobile Wallets is Growing

May 24, 2018 admin

A recent study conducted by MasterCard reveals an increase in the utilization of mobile wallets. The research shows that digital…

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Millennials Embrace Prepaid Debit Cards

May 8, 2018 admin

The Federal Reserve Bank of Philadelphia published a report that surveyed millennial’s spending habits, focusing on their use of banks…

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Evolving payment solutions for the unbanked and the underbanked

April 16, 2018 admin

Around two billion adults in the world do not have bank accounts, according to data from the World Bank’s Global…

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Direct negotiations with current providers optimize pricing results

April 10, 2018 admin

According to purchasing expert Robert Menard, knowing the cost of a service being purchased is the single most important tool of…

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Utilities: Fast/simple/meaningful cost reduction opportunity

March 28, 2018 admin

We previously determined the cost to process Business-to-Consumer (B2C) checks averages $7 per check issued. The cost to replace those…

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Utilities are eliminating convenience fees

March 25, 2018 admin

Previously, CAPE discussed rational and sensible reasons why utilities often charge their customers “convenience fees” when customers pay utility bills…

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